FAQs

Why should I opt for payday au?
We are among the well established loan providers who have a track record of catering to customer needs of varying reasons and amounts. The wide network of lenders that payday au has built over the past few decades and have the ability to provide the deal at best of rates and terms to the customers. We are not only fast and simple, but also reliable and transparent with all our deals.

How can I apply to Payday au?
Through a simple online application, you can request for a quote on the loan terms and interest. Based on your reply you will be communicated on the loan sanction. Within minutes the money is transferred to your bank account and you are free to use for any purpose.

To make an application, you have to be a permanent resident of Australia and aged above 18 years. You should be employed with a regular job, earning a monthly salary and having an active bank account.

How much money can I borrow?
You can get loans in the range of $100 - $1000 for any purpose that you need. Be it for a medical emergency or to pay your credit card bills, car repair, home repair bills you can utilize the loan money.

How does the repayment work?
The repayment of the loan is just as simple as availing it. You will be either asked for a post dated cheque for the same date as agreed for repayment of the loan amount.

The other option is to give a direct debit instruction to your bank for the particular date on which you have agreed for repayment. The money will be automatically debited from your bank account without having you to step out of your office or home.

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The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.