How It Works

The application process is simple and available online for your convenience. All you need to do is to log onto the website, and click on the amount you require as loan along with the duration for which the loan will be required.

Based on your request we will work out the best of terms for the interest rate and repayment time frame.

If all is suitable and approved by you we will send you the loan sanction communication to you within a couple of minutes or hours on the very same day. And then the money is credited to your bank account with absolutely no delay.

For the repayment of the loan, you will either need to provide the lenders with a post dated cheque or your debit card details. You also have the choice to give a direct debit instruction to your bank and ensure that your bank account has enough funds when the repayment cheque hits the bank.

This will ensure a very smooth and efficient manner of repayment to both parties and improve your rating with us for on time repayments made.

This rating will be helpful to you while applying for a loan with us the next time as the bank or lender with whom we tie-up will have a good track record of your loan repayments.

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The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.